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You're in business to make money, so that's where you should start when making a plan for the coming year. A specific profit target can be a powerful force. Meaning of target cash balance in English the total amount that a company aims to have in its bank accounts at a particular time so that it has enough money. It will never ask about cash back if they are paying with a credit card, if they are paying wa debit and it is tapped/Apple pay it technically runs as credit. When you're paying less for your funds, more money stays in your account working for you. Which Target Retirement Fund fits your timeline? Use our table to. Lower-risk portions of a target-date portfolio typically include fixed-income investments such as bonds and cash equivalents. Most fund marketing materials show.